All drivers in the state of Colorado are required to purchase liability insurance. Liability insurance will pay out in the event that a driver injures another individual in a car accident. This insurance ensures that innocent car accident victims do not have to cope with financial loss in addition to the pain and discomfort of a serious injury.
Unfortunately, not every driver buys the insurance coverage that he/she is obligated to purchase. If you or a loved one was involved in an accident with an uninsured driver, you may be able to make a claim for your losses against your own insurance company through uninsured motorist coverage. In these situations, having an experienced uninsured accident lawyer in Colorado Springs on your side can help you maximize your recovery.
Your Rights in Uninsured Motorist Accidents
If another driver is responsible for the car accident that caused your injury, you can file a claim against that person to receive compensation for your medical bills and costs, lost wages, emotional distress, and pain and suffering. If your family member is killed in a car accident, you should be entitled to make a claim for wrongful death.
However, if the driver who caused the crash was not insured, then there is likely not money available to pay for your damages and losses even if you prevail in your claim, leaving you without compensation and struggling to cope with bills and financial worries. In such cases, you can make a claim on your uninsured motorist policy.
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An uninsured motorist policy is purchased through your own insurer carrier. When you are involved in an accident with a driver who lacks insurance, you make a claim with your own car insurance company. Your insurance company will stand in the place of the driver who injured you and will pay for your losses up to the policy limits.
This insurance can help protect you from financial losses if you are injured in a car accident through no fault of your own. However, sometimes insurance companies deny claims without valid reason, make unreasonably low offers or otherwise treat you unfairly when you make an uninsured motorist claim. An experienced and caring accident attorney at Levine Law can help protect your rights in such cases.
Navigating Uninsured Motorist Accident Claims in Colorado Springs
When you make an uninsured motorist claim, an accident lawyer at Levine Law can negotiate with your insurance company on your behalf to help you obtain the full amount of compensation possible. Levine Law attorneys are known as top-notch negotiators who are skilled at fighting for the rights of their clients.
If your insurer denies or limits your claim without reason, you can also take legal action against the insurer for acting wrongfully. This is called a bad faith claim and the compensation you can receive if you prove your case can sometimes exceed your car accident losses and even the policy limits. An experienced Colorado Springs attorney can help you pursue a bad faith claim to make sure your insurer pays.
Contact our law firm today at 719-471-3000 or schedule a free consultation online today to learn more about how we can help with your uninsured motorist claim.
