If you find yourself in this challenging situation, our team is here to help. As a top-rated uninsured driver car accident lawyer in Denver, we have extensive experience handling claims involving uninsured drivers and can guide you through the legal process every step of the way.
Understanding Uninsured Driver Accidents in Denver
Colorado law requires all drivers to carry minimum insurance coverage to operate a vehicle on public roads legally. However, many drivers in Denver choose to drive without insurance despite these requirements.
According to the Insurance Research Council (IRC), about 14% of drivers nationwide were uninsured in 2022, and Colorado is no exception to this trend. This means that if you are involved in a car accident, there’s a significant chance the at-fault driver may not have adequate insurance, if any at all.
Colorado’s Minimum Insurance Requirements
In Colorado, drivers are required to carry liability insurance with the following minimum coverage limits:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $15,000 per accident for property damage
Although these limits are in place to protect drivers, they only apply to insured drivers. When the at-fault party lacks coverage, it can be extremely challenging to obtain the compensation you deserve.
As experienced Denver uninsured driver car accident attorneys, we work to help victims of uninsured motorists secure the funds they need to recover from their injuries and move forward with their lives.
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The Consequences of Driving Without Insurance in Denver
In Colorado, driving without insurance is illegal and can result in serious penalties. An uninsured driver may face the following consequences:
- Fines ranging from $500 to $1,000 for a first offense
- License suspension
- Community service
- Increased insurance premiums upon reinstating coverage
- Points on their driving record
Despite these penalties, some drivers still risk driving without insurance, putting themselves and others at risk. If you’ve been hit by an uninsured driver, you may feel frustrated and helpless, but we are here to help you explore your legal options.
Our goal is to ensure that you don’t have to bear the financial burden caused by someone else’s negligence.
How We Can Help: Uninsured Motorist Coverage
If you are involved in an accident with an uninsured driver, your own insurance policy may provide coverage through uninsured motorist (UM) protection. In Colorado, insurance companies are required to offer UM coverage, although drivers can choose to reject it in writing. If you have this coverage, it may compensate you for medical expenses, lost wages, and other damages when the at-fault driver is uninsured.
As experienced auto accident lawyers in Denver, we can help you:
- Review your insurance policy to determine if you have UM coverage
- File a claim with your own insurance company
- Negotiate with insurance adjusters to ensure you receive fair compensation
- Take legal action if your insurer wrongfully denies your claim
Even if you don’t have UM coverage, you may still have options. We can explore other avenues for compensation, such as pursuing a personal injury lawsuit against the uninsured driver or investigating whether any other parties may be held liable for your damages.
Steps to Take After an Accident with an Uninsured Driver
Being involved in an accident with an uninsured driver can be stressful, but it’s important to take the right steps to protect your legal rights and improve your chances of securing compensation. Here’s what we recommend:
- Call the Police: After any car accident, you should contact the police so they can create an official accident report. This document will be crucial if you need to file a claim or pursue legal action.
- Gather Information: While the uninsured driver may not have insurance information to provide, try to collect other important details such as their name, contact information, driver’s license number, and vehicle information. Also, take photos of the accident scene, your injuries, and any property damage.
- Seek Medical Attention: Even if you feel fine immediately after the accident, it’s important to get checked out by a doctor. Some injuries, like whiplash or internal damage, may not be apparent right away but can worsen over time. Your medical records will also play a key role in proving the extent of your injuries when you file a claim.
- Contact Us: At Levine Law, we are ready to take immediate action on your behalf. As your Denver injury lawyers, we can investigate the accident, communicate with insurance companies, and build a strong case to help you recover the compensation you deserve.
Common Damages in Uninsured Driver Accidents
As a victim of a car accident caused by an uninsured driver, you may be entitled to compensation for a range of damages, including:
- Medical Expenses: This includes current and future medical bills related to your injuries, such as hospital stays, surgeries, rehabilitation, and medications.
- Lost Wages: If your injuries prevent you from working, you may be compensated for lost income. This includes both time off work for recovery and any long-term impacts on your earning capacity.
- Property Damage: You can seek compensation for the costs to repair or replace your vehicle and any other personal property damaged in the accident.
- Pain and Suffering: Non-economic damages, such as pain and suffering, emotional distress, and loss of enjoyment of life, may also be recoverable in uninsured driver accident cases.
Working with a car wreck attorney in Denver, Colorado ensures that all your damages are properly accounted for, so you receive the maximum compensation available to you.
Why Choose Levine Law?
When you’re searching for an auto accident lawyer near me after an uninsured driver accident, it’s important to choose a legal team that has the knowledge and experience to handle these complex cases.
At Levine Law, we have successfully represented countless clients in uninsured driver accident cases and have a reputation as one of the top-rated vehicle accident attorneys in Denver.
- Experience: Our team has years of experience handling uninsured driver accident cases in Colorado and understands the specific challenges these cases present.
- Personalized Attention: We take the time to listen to your story and tailor our approach to meet your unique needs. You’ll work directly with an attorney who is dedicated to your case from start to finish.
- Proven Results: We have a track record of securing favorable settlements and verdicts for our clients, ensuring they receive the compensation they need to move forward after an accident.
- No Upfront Fees: We work on a contingency fee basis, meaning you don’t pay us unless we win your case. This allows you to focus on your recovery while we handle the legal work.
Colorado Statute of Limitations for Car Accident Claims
If you’ve been injured in an accident involving an uninsured driver, it’s important to act quickly. In Colorado, the statute of limitations for filing a personal injury lawsuit is three years from the date of the accident (Colo. Rev. Stat. § 13-80-101(1)(n)).
This means you have a limited window of time to pursue legal action and recover compensation. Don’t wait until it’s too late—contact us today to get started on your case.
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Contact a Denver Uninsured Driver Car Accident Attorney Today
If you’ve been injured in an accident caused by an uninsured driver, you don’t have to face the legal and financial challenges alone. At Levine Law, we are committed to helping victims of uninsured drivers get the justice and compensation they deserve.
Contact us today for a free consultation with a Denver uninsured driver car accident lawyer. We’ll review your case, explain your options, and fight to protect your rights.
Let us handle the legal complexities so you can focus on what’s most important—your recovery. Call Levine Law now to speak with an experienced car wreck attorney in Denver, Colorado, and take the first step toward rebuilding your life.
