At Levine Law, we know that car accidents are challenging enough without the added stress of dealing with an uninsured driver. If someone without insurance has hit you, you’re likely wondering how to cover medical bills, vehicle repairs, and other damages.
The good news is that you don’t have to face these challenges alone. As a trusted car accident lawyer in Denver, we help clients like you navigate the complexities of these cases to secure the compensation you deserve.
Our experienced team understands Colorado’s unique insurance laws and how they impact uninsured driver claims. Let us take on the legal heavy lifting so you can focus on healing and rebuilding.
Colorado’s Insurance Laws and Uninsured Drivers
Colorado law requires all drivers to carry minimum insurance coverage:
- $25,000 per person for bodily injury.
- $50,000 per accident for bodily injury.
- $15,000 for property damage.
The Insurance Information Institute reports that nearly 16% of Colorado drivers are uninsured despite these requirements. This leaves many drivers at risk of being involved in an accident with someone without insurance.
If you’re in an accident with an uninsured driver, you may rely on your uninsured motorist (UM) coverage if included in your policy. UM coverage helps pay for medical expenses, lost wages, and other damages.
However, insurance companies often undervalue or deny claims, making having a skilled Denver uninsured driver accident attorney essential.
The Challenges of Uninsured Driver Accidents
Accidents with uninsured drivers present unique hurdles, such as:
- Determining Liability: Establishing fault is critical in any car accident, but when the other driver lacks insurance, this becomes even more vital.
- Insurance Company Tactics: Insurers may attempt to reduce payouts or question the validity of your UM claim.
- Out-of-Pocket Costs: Without proper representation, you may end up paying for expenses the at-fault driver should cover.
Our team has extensive experience addressing these challenges. As a top-rated car wreck attorney in Denver, we know how to negotiate with insurance companies and, when necessary, pursue litigation to protect your rights.
Find Out How Much Your Case in Worth
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Steps to Take After an Accident with an Uninsured Driver
Knowing what to do after an accident with an uninsured driver can significantly impact your case. Here’s a step-by-step guide:
1. Call the Police
Always contact law enforcement to report the accident. The police report will serve as crucial evidence when building your case.
2. Seek Medical Attention
Even if you feel fine, injuries from car accidents can appear days or weeks later. Immediate medical evaluation ensures your health and provides documentation for your claim.
3. Gather Evidence
Take photos of the accident scene, vehicle damage, and your injuries. Collect witness statements and exchange contact information with the other driver.
4. Notify Your Insurance Company
Inform your insurer about the accident as soon as possible. Be cautious in your statements to ensure they don’t use your words against you later.
5. Consult a Lawyer
Contact an experienced car crash lawyer near me to guide you through the process and advocate for your rights. At Levine Law, we provide personalized support tailored to your case.
Compensation Available in Uninsured Driver Cases
Victims of uninsured driver accidents may be entitled to various types of compensation, including:
- Medical Expenses: Coverage for hospital bills, rehabilitation, and future medical care.
- Lost Wages: Compensation for time missed from work due to injuries.
- Pain and Suffering: Damages for physical and emotional distress caused by the accident.
- Property Damage: Repair or replacement costs for your vehicle.
As your auto accident lawyer in Colorado, we will work tirelessly to ensure you receive fair compensation for your losses.
Colorado’s Comparative Negligence Law
Colorado follows a modified comparative negligence rule, meaning you can recover damages if you are less than 50% at fault for the accident. However, your compensation will be reduced by your percentage of fault.
For example, if you are awarded $100,000 but found 20% responsible, your recovery would be reduced to $80,000. Our experienced accident attorney in Denver will ensure the other party’s negligence is accurately represented, maximizing your potential recovery.
Why Choose Levine Law?
When you work with us, you’re not just hiring a Denver uninsured driver accident attorney—you’re gaining a dedicated team that prioritizes your well-being. Here’s what sets us apart:
- Extensive Experience: We’ve handled countless uninsured driver cases with successful outcomes.
- Client-Focused Approach: Your needs come first. We keep you informed every step of the way.
- Aggressive Representation: We fight tirelessly against insurance companies to protect your rights.
- Proven Track Record: Our results speak for themselves, earning us a reputation as a top-rated car wreck attorney in Denver.
Find Out How Much Your Case in Worth
Call us for a FREE consultation. No Fee Unless We Get You Money.
Schedule Your Free Consultation
If you’ve been involved in an accident with an uninsured driver, don’t wait to seek legal assistance. At Levine Law, we offer free consultations to evaluate your case and explore your options. Contact us today to speak with a compassionate auto accident lawyer in Colorado who will stand by your side from start to finish.
Let us handle the legal complexities while you focus on recovery. Together, we can turn this challenging situation toward justice and peace of mind. Call us now or fill out our online form to get started.