Have you recently been involved in a car accident in Denver? If so, you may wonder if you have a valid compensation claim. Don’t worry, you’re not alone. Many people find themselves in the same situation after being injured in an auto accident.
Contacting a Denver car accident attorney can help determine if you have a claim and what steps to take next. At Levine Law, our auto accident lawyers have helped countless clients navigate the legal process and obtain the compensation they deserve.
In this blog, we’ll discuss the general factors that determine if you have a car accident claim, including fault, injuries, and damages.
You Have Injuries Directly Linked to the Accident
If you have medical documentation showing your injuries were a direct result of the car accident, this is a strong sign you may have a valid claim. Medical records provide clear evidence that can support your case, making it easier to prove the causes and extent of your injuries.
Injuries from car accidents can vary significantly in severity. Here are some common injuries that may arise from auto accidents:
- Whiplash: Neck pain and stiffness caused by a sudden jerking motion.
- Broken bones: Fractures that often require medical intervention and recovery time.
- Concussions: Head injuries that can impact mental and physical functioning.
- Cuts and bruises: Visible external injuries that may also indicate deeper internal damage.
Having thorough medical documentation of these injuries helps establish a direct link to the accident, strengthening your potential claim. Your auto accident lawyer in Denver can help you gather and organize these documents to present a compelling case.
The Other Driver Violated Colorado Traffic Laws
Evidence that the other driver broke Colorado traffic laws can significantly support your car accident claim. For example, eyewitness statements can show that the other driver was speeding or ran a red light.
Traffic cameras or dashcam footage can also provide clear visual proof. This evidence helps establish the other driver’s fault in causing the accident.
Police reports are another strong piece of evidence. These reports often include details about the scene and the state of the drivers involved. For instance, if the police report shows that the other driver was under the influence of drugs or alcohol, it can be very convincing in proving their liability.
Such evidence strengthens your claim and increases your chances of receiving fair compensation.
The Fault is Clearly With the Other Driver
If the accident report, witness statements, or other evidence indicate the other driver is at fault, you likely have grounds for a claim. These documents show that the other driver did not follow traffic laws or carelessly.
The Driver Was Speeding
Eyewitnesses or traffic cameras can capture the other driver going over the speed limit. High speed makes it harder to react in time, leading to accidents.
The Driver Ignored Traffic Signs
Ignoring stop signs or running red lights are common causes of accidents. Witnesses or cameras can provide proof of this behavior.
The Driver Was Distracted
Using a phone, eating, or other distractions can cause accidents. Statements from people who saw the accident can show that the other driver was not paying attention.
The Driver Was Under the Influence
If the police report states that the other driver was drunk or high, it strengthens your claim. Driving under the influence is illegal and significantly increases the risk of accidents.
Proving fault will be much easier with the help of a Denver car accident attorney. They have the knowledge and experience to gather and present evidence effectively.
The Accident Has Caused Financial Losses
Significant medical bills indicate you may have a car accident claim. After an accident, medical costs can add up quickly.
Hospital stays, surgery, physical therapy, and medications are expensive. If your injuries require long-term care, these costs will continue to grow. You should not have to pay for these expenses if the accident was not your fault.
Lost wages are another important factor in your claim. If you had to take time off work to recover from your injuries, you likely missed out on earnings. In some cases, injuries can prevent you from working in the long term. This loss of income can have a significant impact on your financial stability.
Recouping these losses is a key part of your car accident claim. With the help of an experienced auto accident lawyer in Denver, you can seek compensation for your medical expenses, lost wages, and other financial damages caused by the accident.
The Other Driver is Uninsured or Underinsured
If the at-fault driver does not have enough insurance to cover your damages, you may still have a chance for compensation. This is where your own uninsured/underinsured motorist coverage comes into play.
This coverage is a part of your car insurance that protects you if the person who hit you does not have adequate insurance. This type of coverage can help pay for your medical bills, lost wages, and other expenses related to the accident.
When you have UM/UIM coverage, your insurance company steps in to cover the costs the at-fault driver’s insurance cannot. This means you can file a claim with your insurer to get your deserved compensation. It is important to know what your policy covers and contact your insurance company immediately after the accident.
Changes in Your Quality of Life
If the accident has led to a significant negative impact on your daily activities, ability to work or enjoy life, it’s a sign that your claim encompasses more than just immediate physical injuries. Chronic pain and lifestyle changes are all factors that should be considered when seeking compensation for your losses.
Here are some examples of how your life may have changed due to the accident:
- Your Daily routine is disrupted: Simple tasks like cooking, cleaning, or even getting dressed may become challenging.
- The Inability to participate in hobbies: Activities you once enjoyed, like sports or going out with friends, may no longer be possible.
- Work limitations: You might not be able to perform your job duties as you did before, which can affect your earning potential.
These changes can impact your quality of life, making it crucial to document and present them in your car accident claim. An experienced attorney can help you gather evidence and build a strong case for total compensation for your injuries.
You’ve Received an Unsolicited Settlement Offer
Have you received an unsolicited settlement offer from the at-fault party’s insurance company? This may seem like a good thing, but it’s important to approach these offers with caution. Insurance companies often make low-ball settlement offers to avoid a lengthy and expensive legal battle.
If you receive an unsolicited offer without much negotiation, it could be a sign that the insurance company knows they are responsible for your damages and are trying to settle quickly for less than what you truly deserve.
It’s important to consult with an experienced car accident attorney before accepting any settlement offer because they can help you determine the true value of your claim and negotiate on your behalf for a fair settlement.
It’s Time to File Your Car Accident Claim!
If any of the above signs apply, it’s time to file your car accident claim. Contact a trusted and experienced Denver car accident lawyer to guide you through the process and fight for maximum compensation on your behalf!
