In 2023, there were almost 800 fatalities on Colorado roads. However, fatal accidents are not the only ones that occur across the state.
For example, in Denver, thousands of minor accidents and fender benders occur each month. While these incidents may not be as serious, they can still lead to injuries and property damage.
Because the accidents may not seem serious, you may wonder, “Do I have to report a minor accident?”
At Levine Law, we understand there is some confusion about this. Here, you can learn more about when the law requires you to report an accident and why doing so (in any situation) may be beneficial.
Also, if you are in an accident caused by someone else’s negligence, our experienced car accident lawyers in Denver can help you pursue fair compensation.
Understanding Colorado Law on Accident Reporting
According to Colorado Revised Statute § 42-4-1606, you must report a car accident to law enforcement if it results in injuries, fatalities, or property damage exceeding $1,000. If your fender bender results in minimal damage and no one is hurt, you might think you can skip this step. However, assessing the situation thoroughly is advisable before deciding whether to report it.
Remember, when you report your accident, the authorities will create a police report. This report is beneficial if you seek compensation later.
When Should You Report a Fender Bender?
You should file a report if you’re involved in a fender bender that involves injuries or substantial damage. Reporting the accident becomes crucial for insurance purposes and any potential legal action in situations where injuries are sustained.
There are other benefits of reporting a minor car accident, which include the following:
- Legal Protection: Reporting a minor accident can provide legal protection in disputes later, especially if another party claims injuries. Consulting with a car accident lawyer in Denver can help clarify your position.
- Preserving Evidence: A formal report helps document the event, which is vital if you need to present your case later.
- Insurance Claims: Reporting the accident can streamline the claims process with your insurance provider, ensuring you receive the necessary coverage for damages.
- Establishing a Record: An official accident report creates a record that may be beneficial for future legal or insurance issues. A Denver car wreck attorney often references this documentation when assessing liability.
- Timely Notifications: Reporting ensures that all parties involved are notified promptly, which can help facilitate discussions about responsibility and damages and minimize future conflicts.
- Reinforcing Safety Measures: Reporting the accident can also contribute to better safety measures within your community, as authorities can evaluate and address trends in automobile incidents.
Remember this after an accident to ensure you take the right steps to protect yourself.
The Role of Insurance Companies
Sometimes, drivers hope to simply exchange information and leave the scene without involving their insurance companies, especially when it comes to minor accidents. However, failing to report can lead to complications later, especially if the other party files a claim you didn’t expect.
Contacting a Denver car accident attorney can help you navigate these unexpected turns.
Benefits of Having a Denver Car Accident Attorney
You may be hesitant to hire an attorney; however, doing so provides several benefits, including the following:
- Guidance and Advice: A knowledgeable auto accident lawyer in Denver understands the local laws and can advise you based on the details of the situation on whether to report the accident.
- Documentation: Your attorney can assist in gathering necessary documentation and evidence, which is crucial in disputes.
- Maximize Compensation: If you are entitled to compensation for damages or injuries, a Denver car wreck attorney will ensure you receive what you deserve.
Protect Your Right to Compensation After a Minor Car Accident
While fender benders may seem trivial, they can have significant repercussions if handled improperly. Always err on the side of caution by reporting the accident to local authorities, especially if injuries or damage could exceed $1,000.
If you are in this situation, consider consulting with a car accident lawyer in Denver to understand your rights and obligations. Being informed can help you avoid pitfalls and ensure a smoother resolution to any unfortunate incident on the road.
